Gabe Krajicek

If I could give Community Financial Institutions one piece of advice: Stop trying to build commercial lending infrastructure internally. You wouldn't build your own core banking system. You wouldn't create your own card processing platform. Why would you build commercial lending from scratch? Bring in proven technology + experienced teams. Say YES to your business clients.

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How does balance-checked ACH get your merchants paid faster? Balance-check queries the end user’s bank balance to make sure they have enough funds for the payment. If the end user doesn’t have enough funds to make the payment, we immediately decline the payment. This significantly reduces the likelihood of returns due to insufficient funds. Since insufficient funds is one of the most common causes of ACH returns, the overall risk of ACH returns goes down as well. With less risk, we can enable merchants on qualified platforms to get their money faster. Learn more 👉 https://lnkd.in/gb-4BzZ6

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The payments sales game is changing — and so is the opportunity. At Aces Payments, we’ve launched the Aces Edge Portfolio, giving our sales executives something most companies don’t: More ways to win. Most payments companies send reps into the field with one product — credit card processing. We send our team out with a full business growth platform. Our reps can now help merchants: -Access capital with Aces Capital for expansion, upgrades, or inventory. -Simplify payroll and employee management with Aces Payroll. -Reduce or eliminate processing costs with Aces Smart Advantage. -Run their business with powerful POS platforms like Aces x Square and Aces x Payroc. -Grow retail sales with Aces x SumUp, featuring AI-driven marketing and loyalty tools. -Modernize restaurants with Aces x Graine POS and Aces x SnapMenu AI for online ordering and digital engagement. When you walk into a business with solutions that help them: • Save money • Make money • Borrow money • Manage employees • Attract more customers You create more conversations and more closed deals. That’s exactly why experienced payments professionals are taking a closer look at Aces Payments. If you’re a payments rep who wants: ✅ More ways to win ✅ More value to offer merchants ✅ Unlimited earning potential ✅ A company built for growth Then it might be time to Just Ace It. ♠️ Relentless. Pursuit. #SalesCareers #PaymentsIndustry #FintechSales #MerchantServices #SalesOpportunity #B2BSales #NowHiring #POSSolutions #SmallBusinessGrowth #AcesPayments

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🚀 Excited to introduce Instant Bank Connection, now live on Balance. Powered by RTP rails, this new capability removes adoption barriers for ACH payments. Buyers can now connect their bank accounts instantly using just routing and account numbers. Merchants get real-time payment confirmation, faster access to funds while reducing transaction costs, and the ability to fulfill with confidence. It’s a quick and easy way to get paid with ACH—bringing consumer-grade convenience to B2B commerce. Learn more on PYMNTS → https://lnkd.in/gbE_gtR9

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AgFirst Farm Credit Bank partnered with Bizagi to replace legacy processes with agile, reusable workflows. The goal? Build a flexible platform that adapts quickly to customer and market needs. AgFirst now: ✅ Closes loan cases 60% faster ✅ Delivers new processes in just 16 weeks ✅ Analyzes 97% of loans on time ✅ Completes 100% of loan approver requests on schedule Discover how other leading organizations are building faster, smarter business processes with Bizagi: https://okt.to/UcnZhg

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💡 The most profitable credit card programs don't rely on flashy offers. They align with customer needs. For community banks, sustainable and lucrative cardholder loyalty comes from: - Relevant rewards driven by insight - Embedded digital tools that increase daily usage - Ownership of data and economics through modern issuing models - Service, trust, and security that reduce attrition and build confidence CorServ enables community banks to move beyond generic Agent Bank structures and build issuing programs that strengthen relationships and fuel margin growth. Discover how to generate loyalty without sacrificing profitability in our new blog: https://lnkd.in/gywAm796 #issuing #banking #customerloyalty

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LoanPro has joined Plaid's growing partner ecosystem. Together, we're giving lenders access to real-time cash flow data. These proactive insights into income, savings balances, and debt trends empower credit providers to adapt their servicing and collections strategies with borrowers' evolving financial situations, both preventing delinquencies and improving the customer experience. Read more on how we're driving faster decisions and more inclusive lending👇 : https://lnkd.in/gEX5v5Gd

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Real-time cash flow data? Already in our toolbox. GDS Link is now part of Plaid's partner ecosystem—bringing direct access to real-time cash flow insights into the decisioning workflows our clients use every day. That means faster application reviews, better visibility into borrower behavior, and smarter approvals. We're making it easier for lenders to say "yes" with confidence. Read more below:

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🚨 𝗠𝗮𝗷𝗼𝗿 𝗖𝗵𝗮𝗻𝗴𝗲𝘀 𝗖𝗼𝗺𝗶𝗻𝗴 𝘁𝗼 𝗡𝗔𝗖𝗛𝗔 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗶𝗻 𝟮𝟬𝟮𝟲 🚨 If you're a 𝗧𝗵𝗶𝗿𝗱-𝗣𝗮𝗿𝘁𝘆 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗣𝗿𝗼𝘃𝗶𝗱𝗲𝗿 (𝗧𝗣𝗦𝗣) operating in the ACH space—especially in fintech—now is the time to act. NACHA is tightening its fraud monitoring expectations, and TPSPs are squarely in the spotlight. The 2026 rule changes 𝗱𝗲𝗺𝗮𝗻𝗱 𝗽𝗿𝗼𝗮𝗰𝘁𝗶𝘃𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀 to detect: ✅ Originators with unusual ACH volumes ✅ Rapid-fire transactions from newly created accounts ✅ Behavior consistent with money mule activity At Unit21, we’re here to help you stay ahead. From customizable rules like: 📌 Flagging new accounts receiving $10K+ in 7 days 📌 Catching 80%+ outflows within 48 hours We make fraud detection and compliance 𝘴𝘪𝘮𝘱𝘭𝘦 𝘢𝘯𝘥 𝘱𝘰𝘸𝘦𝘳𝘧𝘶𝘭. 🔗 Dive into Nacha's expectations and how Unit21 can help: https://hubs.li/Q03QMSZ00

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