Jon Krauss

𝐂𝐨𝐧𝐬𝐢𝐬𝐭𝐞𝐧𝐭 𝐊𝐘𝐂 𝐨𝐮𝐭𝐜𝐨𝐦𝐞𝐬 𝐫𝐞𝐪𝐮𝐢𝐫𝐞 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐩𝐨𝐥𝐢𝐜𝐢𝐞𝐬 — 𝐭𝐡𝐞𝐲 𝐫𝐞𝐪𝐮𝐢𝐫𝐞 𝐚 𝐜𝐨𝐧𝐭𝐫𝐨𝐥𝐥𝐞𝐝 𝐰𝐨𝐫𝐤𝐟𝐥𝐨𝐰. CustomerPlus gives you a single workflow to run your entire KYC lifecycle — from onboarding and periodic refresh to remediation. • Every step of your KYC process is predefined, consistent, and enforced. • Ownership is clear — no dropped handoffs or unclear next actions. • Built-in controls ensure reviews happen in the right order, every time. • SLAs, escalations, and exceptions are managed automatically. • Full audit trail captured as work happens. The result? ✔ Faster onboarding ✔ Fewer errors and rework ✔ Predictable reviews and remediation cycles ✔ Stronger regulatory outcomes with less operational effort CustomerPlus turns KYC from a reactive task into a repeatable, controlled, and scalable process. #KYCWorkflow #ComplianceOperations #AML #CustomerDueDiligence #RegTech #CustomerPlus

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🚀 Excited to introduce Instant Bank Connection, now live on Balance. Powered by RTP rails, this new capability removes adoption barriers for ACH payments. Buyers can now connect their bank accounts instantly using just routing and account numbers. Merchants get real-time payment confirmation, faster access to funds while reducing transaction costs, and the ability to fulfill with confidence. It’s a quick and easy way to get paid with ACH—bringing consumer-grade convenience to B2B commerce. Learn more on PYMNTS → https://lnkd.in/gbE_gtR9

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How does balance-checked ACH get your merchants paid faster? Balance-check queries the end user’s bank balance to make sure they have enough funds for the payment. If the end user doesn’t have enough funds to make the payment, we immediately decline the payment. This significantly reduces the likelihood of returns due to insufficient funds. Since insufficient funds is one of the most common causes of ACH returns, the overall risk of ACH returns goes down as well. With less risk, we can enable merchants on qualified platforms to get their money faster. Learn more 👉 https://lnkd.in/gb-4BzZ6

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💳 Automated card issuing = Major cost-cutting win for loan providers For most lenders, the biggest operational costs don’t come from issuing credit or loans. They come from the workflows wrapped around it. Every disbursement, card activation, transfer issue, or support ticket adds friction. And at scale, that friction gets expensive while adding zero revenue. That’s why more lenders are shifting to embedded, automated card issuing with @Wallester White-Label. Not as a “nice-to-have”, but as a core efficiency strategy that: • Reduces manual handling • Shrinks support load • Prevents avoidable delays and errors • Keeps ops scalable as volume grows Find out more in our blog (🔗 in comments) #Wallester #WallesterWhiteLabel #Fintech #Lending #EmbeddedFinance

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Corporate payments were once slow, opaque beasts, batch files, endless reconciliations, and spreadsheet hell. Then fintech solutions arrived, turning business payments into real-time symphonies. Embedded in marketplaces. Consumer-grade interfaces. Virtual accounts revealing cash secrets. Instant cross-border flows with smart FX. Digital payments now automate life cycles, monetize data, and supercharge treasury. No more gridlock. Companies pay faster, see deeper, risk less, and profit more. The future? Unified orchestration where payments fuel growth, not friction. Read More:- https://lnkd.in/d4Qaacij #CorporatePayments #Fintech #Treasury #DigitalPayments 

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🚨 𝗠𝗮𝗷𝗼𝗿 𝗖𝗵𝗮𝗻𝗴𝗲𝘀 𝗖𝗼𝗺𝗶𝗻𝗴 𝘁𝗼 𝗡𝗔𝗖𝗛𝗔 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗶𝗻 𝟮𝟬𝟮𝟲 🚨 If you're a 𝗧𝗵𝗶𝗿𝗱-𝗣𝗮𝗿𝘁𝘆 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗣𝗿𝗼𝘃𝗶𝗱𝗲𝗿 (𝗧𝗣𝗦𝗣) operating in the ACH space—especially in fintech—now is the time to act. NACHA is tightening its fraud monitoring expectations, and TPSPs are squarely in the spotlight. The 2026 rule changes 𝗱𝗲𝗺𝗮𝗻𝗱 𝗽𝗿𝗼𝗮𝗰𝘁𝗶𝘃𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀 to detect: ✅ Originators with unusual ACH volumes ✅ Rapid-fire transactions from newly created accounts ✅ Behavior consistent with money mule activity At Unit21, we’re here to help you stay ahead. From customizable rules like: 📌 Flagging new accounts receiving $10K+ in 7 days 📌 Catching 80%+ outflows within 48 hours We make fraud detection and compliance 𝘴𝘪𝘮𝘱𝘭𝘦 𝘢𝘯𝘥 𝘱𝘰𝘸𝘦𝘳𝘧𝘶𝘭. 🔗 Dive into Nacha's expectations and how Unit21 can help: https://hubs.li/Q03QMSZ00

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Pagos shows you the problem-but doesn't solve it. For multi-MID merchants, insight without action leads to lost revenue, slower response times, and costly patchwork fixes. Pureplay metrics platforms like Pagos fall short when you need real-time orchestration. Chargeblast gives you the full toolkit to route, retry, and win-without the extra cost or complexity. 👉 Read the full breakdown: https://hubs.ly/Q03w8PbY0

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Farooq M. Malik, Co-Founder & CEO of Rain, shared a perspective I think every payments leader should sit with: regulatory clarity is a growth catalyst, not just a compliance checkbox. Rain has seen massive momentum as the market moves from gray area to clearer rules, and it’s a reminder that infrastructure companies often scale when trust and guardrails show up. Link: https://lnkd.in/gyuMHnAw #payments #fintech

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