Kirk J. Davis

🌟 As a member of the CA Small Business Coalition for Racial Justice, AmPac Business Capital is working to close the ownership gap for entrepreneurs.   Through initiatives like the “It Is Possible” Loan Program, members of the Coalition advance its mission to ensure under-resourced small business owners have real access to capital and long-term economic stability.   By pairing SBA 504 loans with up to $100,000 in Down Payment Assistance, AmPac helps entrepreneurs not just survive—but own, grow, and thrive. 🔗https://lnkd.in/gYDi_NAj

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In an effort to empower NeighborWorks Orange County (NWOC) families with financial literacy education, the Financial Literacy Program is geared to promote sound financial management which is aligned with the mission and vision of NWOC to attain financial benchmarks. A series of financial literacy topics are offered both in-person or via webinar to non-profit community partners in English or Spanish. The goal is to teach financial literacy topics in a holistic approach. The topics offered are: Banking Budgeting Credit Identify Theft Homebuying 101 Classes/webinars are 45-minutes to an hour with resources provided to compliment the topic. To schedule a workshop or webinar to your captive audience, our team can be reached at 714.490.1250 by phone or info@nwoc.org via email.

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𝐎𝐜𝐭𝐨𝐛𝐞𝐫 𝟗𝐭𝐡 𝐢𝐬 𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐃𝐨𝐧𝐨𝐫-𝐀𝐝𝐯𝐢𝐬𝐞𝐝 𝐅𝐮𝐧𝐝 𝐃𝐚𝐲 🎉 A donor-advised fund (DAF) is one of the most effective and tax-efficient ways to give to the causes you care about. Think of it as your personal charitable giving account: - You make a contribution and receive an immediate tax deduction. - The money can be invested and grow tax-free while you decide which charities to support. - You can give to multiple organizations over time - and even involve your family in the process. For many clients, a DAF becomes a key part of their broader financial and estate plan. It allows them to maximize their impact, simplify recordkeeping, and give strategically year after year. 𝐈𝐟 𝐜𝐡𝐚𝐫𝐢𝐭𝐚𝐛𝐥𝐞 𝐠𝐢𝐯𝐢𝐧𝐠 𝐢𝐬 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐠𝐨𝐚𝐥𝐬, 𝐚 𝐝𝐨𝐧𝐨𝐫-𝐚𝐝𝐯𝐢𝐬𝐞𝐝 𝐟𝐮𝐧𝐝 𝐜𝐨𝐮𝐥𝐝 𝐦𝐚𝐤𝐞 𝐬𝐞𝐧𝐬𝐞 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐩𝐥𝐚𝐧.

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Grants aren’t “free money.” They’re capital with rules. From a tax and strategy standpoint, grants require sequencing: what the grant is, how it’s treated, how funds are spent, how expenses are documented, and when everything shows up on the return. We just dropped a new video walking through... • how to model grants before applying • how to spend them without killing deductions • and which grants are actually worth attention before year-end 🔗 If you’re serious about non-dilutive capital, this is required watching: https://lnkd.in/gpsVb8Qz