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Money Market Accounts
Maximize Your Savings with Celtic Bank
Celtic Bank offers a variety of products to meet your long-term saving goals. We provide certificates of deposit and money market accounts for as low as a $1,000 balance.
Make your business savings work for you by opening a money market account with us today.
- Interest bearing-tiered account
- $1,000 minimum opening deposit
- $1,000 daily minimum balance to avoid service charge
- One free wire transfer per month
- Up to six third-party withdrawals/checks per month
- FDIC insured funds up to $250,000
- Visit https://www.fdic.gov/edie/index.html for FDIC
deposit insurance calculator
Money Market Accounts Terms and Rates
Get competitive rates and maintain access to your cash.
| Term | Interest Rate | APY* |
|---|---|---|
| Market Account Account less than $20K | 0.08% | 0.08% |
| Money Market Account $20K to $100K | 0.30% | 0.30% |
| Money Market Account $100K to $1M | 1.34% | 1.35% |
| Money Market Account more than $1M | 3.32% | 3.38% |
Lock-in Your Savings with Celtic CD Account
Boost your long-term savings by opening a CD with Celtic Today.
- $1,000 minimum opening deposit
- Fixed rate on entire balance for length of CD term
- Many terms available from 6 months to 10 years
- Interest may be compounded or mailed to you via check
- FDIC insured funds up to $250,000
- Visit https://www.fdic.gov/edie/index.html for FDIC deposit insurance calculator
Certificates of Deposits Terms and Rates
Get an annual interest rate of up to 3.55%
| Term | Interest Rate | APY* |
|---|---|---|
| 6 Month | 3.25% | 3.30% |
| 1 Year | 3.55% | 3.61% |
| 18 Months | 3.35% | 3.41% |
| 2 Year | 2.25% | 2.28% |
| 3 Year | 2.45% | 2.48% |
| 4 Year | 2.25% | 2.28% |
| 5 Year | 2.45% | 2.48% |
| 10 Year | 2.50% | 2.53% |
*Annual Percentage Yields and Interest Rates are current as of May 7th, 2026. These rates may change at any time without prior notice. A penalty will be imposed for early withdrawal on all Certificates of Deposit, with few exceptions. Fees could reduce the earnings on the account. For current rates, please call us at 1-877-415-5348 during normal business hours. Celtic Bank is an Equal Housing Lender, Member FDIC.