Andy Rosic

Nav is shutting down 2 tradelines, and this has huge impacts on #buildingbusinesscredit 💡 The "Nav Hack" is officially dead. Are you ready for April 1st? For years, the blueprint for building business credit was simple: Sign up for Nav Prime, get 3 tradelines (Monitoring, Card, and Checking), add one Net 30, and boom... You have a Paydex score. That blueprint expires on April 1, 2026. Nav is closing its Business Checking and Prime Card. This isn't just a "product update," it’s a structural shift in how small businesses build credit. The Math: You need 4 reporting tradelines to trigger a D&B Paydex score. Previously, Nav gave you 3 of them. After April 1st, they only give you 1. Most "business credit gurus" won't realize this until their students start failing in May. Don't be the one caught in the information lag. If you are a Nav user: 1. Drain your account by March 15th. 2. Download your statements before April 1st. 3. Diversify. You now need 3 additional high-authority Net 30s to replace the hole Nav is leaving behind. (NAMYNOT NET 30 should be one of those!) Business credit is a game of reporting. When the rules change, you change your strategy. 💡 #BusinessCredit #Fintech #Nav #Entrepreneurship #Net30 #CEOInsights

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🎉 Big news for community banks in Oregon We’re proud to share that Capstack Technologies is now the preferred platform and marketplace for whole loan and participation opportunities, analytics and loan servicing for Oregon Bankers Association members through our new partnership with Synergy by Association, Inc. This means OBA member banks get complimentary access to Capstack’s full platform: 🔁 Direct whole loans and participation opportunities 📊 Peer benchmarking and portfolio analytics ✅ Audit-ready loan servicing 🌐 A network of 300+ institutions and $500M+ in monthly deal flow As Trey Maust, Synergy board chair and executive chairman of Lewis & Clark Bank, put it: “Capstack’s whole-loan and loan-participation trading platform is specifically designed to help banks manage risk through asset diversification... it also introduces comprehensive analytics for the individual loans on the platform as well as the originating bank’s performance by loan type. If your bank is looking to diversify and/or increase the size of its loan portfolio, this level of data is extremely helpful to understand if the originating bank has done a solid job.” 👉 OBA members can activate their account here: https://lnkd.in/g3a8ZDiT #Capstack #Synergy #CommunityBanking #OregonBanks #Fintech #LoanTrading #RiskManagement

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POS systems come and go. Some don’t last long. We’ve seen it all - flashy launches, big promises, and then… they vanish. Because building a reliable POS system isn’t just about writing code. It’s about understanding how businesses actually run: - Day-to-day reliability - Clear and simple interfaces - Ongoing updates and real support - Compliance with local laws and payments Some products don’t make it past the first wave of issues. Others slowly fade when they stop evolving. But we’re still here - improving every week, listening to users, and solving real problems.

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