Eric Y.

From the Finopotamus Press Room: Desert Financial Credit Union Partners With Alacriti To Unify Instant and Legacy Payments #fintech #creditunions Louis Ierino; Mark G Majeske https://finop.us/s2d7q6

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Fiserv and Affirm are expanding flexible payment debit options for U.S. banks and credit unions by integrating Affirm with Fiserv’s debit processing platform. This will enable debit cardholders to split eligible purchases into fixed payments directly within their bank’s mobile app.   Fiserv is excited to collaborate with Affirm to provide more flexible options to the consumers of our financial institutions clients. Read the press release here: https://lnkd.in/gvF9crEe

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With new services rushing in to fill a perceived gap in SMB banking service, banks can’t afford to hold back on innovation. SMBs are leaving traditional banks for fintechs that make it easier to manage money, pay bills, and keep track of expenses. Businesses need more than just a bank - they need tools that help run their finances smoothly and stay on top of operations. Pollinate gives banks the tools to deliver the services SMBs need, while keeping the trust and reliability only a bank can provide. #SMBSuccess #BankingInnovation #DigitalBanking https://lnkd.in/g5k3RBu9

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The signs of an organization’s downfall often appear long before the collapse itself. The ‘King’ unknowingly/knowingly lays the foundation of the empire’s graveyard through top-down decision-making, unchecked talent churn, and governance lapses. We witness this riches-to-rags playbook unfold around us every day. Last week, Fiserv new CEO acknowledged what Blue Heron Research Partners flagged in 2021: a deeply flawed leadership culture at First Data. The result? Over $30 billion in market cap erased in a single day. We’ve been tracking this story for years, across four different reports and 25+ interviews, all pointing to the same red flags we discovered in 2021. Control issues. Cultural rot. No accountability. It's all there in the Management Insights library. At Blue Heron, we don’t just chase what’s new. Our historical reports help surface problems years before they hit the headlines—and we’ve just added several new ones to the library. The report flagged early signs of cultural strain under previous CEO’s leadership: top-down decision-making, talent churn, and governance concerns—all of which have since escalated into major market consequences. Contact us to know more about similar stories unfolding across 3,000+ companies in our Transcript Library- The Largest Library on the Management Teams globally. #ManagementDueDiligence #TranscriptLibrary #Investing #CEOs #Wealthcreation

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1 Comment

Fiserv and Affirm are expanding flexible payment debit options for U.S. banks and credit unions by integrating Affirm with Fiserv’s debit processing platform. This will enable debit cardholders to split eligible purchases into fixed payments directly within their bank’s mobile app.   Fiserv is excited to collaborate with Affirm to provide more flexible options to the consumers of our financial institutions clients. Read the press release here: https://lnkd.in/eYm44hpy

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With thousands of banks and millions of merchants powered by Fiserv’s technology, this collaboration with Affirm has enourmous bank&merchant inclusion potential to enable affordability in “payments-over-time” at merchants offering Affirm’s pay-over-time purchase options to consumers. #paymentovertime #buynowpaylater #bankinclusion #paymentecosystems

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Fiserv and Affirm recently announced they're teaming up to bring BNPL to 1000s of debit card programs. Unpacking the story, it seems like Affirm and Fiserv are helping the long tail of banks and CUs capitalize on Gen Z's distaste for credit cards. Nick and I unpack in the latest edition of The Free Toaster News Pod... https://lnkd.in/ebP6Hq37

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1 Comment

Fiserv and Affirm are expanding flexible payment debit options for U.S. banks and credit unions by integrating Affirm with Fiserv’s debit processing platform. This new capability enables debit cardholders to split eligible purchases into fixed payments directly within their bank’s mobile app.   https://lnkd.in/eZJHb6xz

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According to a Georgia Department of Banking & Finance press release, Fiserv has begun processing card transactions under its merchant acquirer limited purpose bank (MALPB) charter. The MALPB charter allows Fiserv to operate with a BIN sponsor bank thereby saving the BIN sponsorship fees - additionally, it provides Fiserv more flexibility within its merchant acquiring business (merchant types, MCC's, etc.) Industry information suggests that Stripe's application for a MALPB charter is under review by the Georgia Department of Banking & Finance. #banking #payments #merchantacquiring #atlanta FinTech Atlanta https://lnkd.in/eFMrJUkx

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4 Comments

Appreciate the mention, Joseph Butler! Credit unions need modern, member-centric digital banking that moves fast, not legacy complexity. Thanks for clearly articulating why this matters right now.

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