Mike Pecen

Mortgage business for regional bank leaders can be a grind, and what if it wasn't? Jonathan Arad, CEO of Takara explains how it can be a win-win here for both the consumer and the bank, being able to compete with larger banks, and have a more stable revenue cycle! Check out the short here: https://lnkd.in/e2uvVvC6

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**Call volumes are rising. Members expect answers 24/7. Legacy IVRs leave both staff and members frustrated** After beta testing with 20+ credit unions and community banks, I’m proud to announce the general availability of the Next Generation Eltropy AI Voice Agents. This solution is built by CFIs, for CFIs, with CFIs — designed for real financial conversations that solve real problems. From balance checks and transfers to loan payments and card replacement, members now get instant, multilingual, human-like service. The early results are clear: ✅ 60%+ of calls resolved automatically ✅ 88%+ of requests contained without escalation ✅ Staff freed to focus on meaningful member relationships This is not just menu automation and AI-washing. It is true Agentic AI transformation — fully integrated with core and fintech systems and part of Eltropy’s Unified Conversations Platform. https://lnkd.in/g9vGWS5P

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𝐅𝐞𝐝𝐞𝐫𝐚𝐥 𝐠𝐮𝐚𝐫𝐝𝐫𝐚𝐢𝐥𝐬 𝐚𝐫𝐞 𝐥𝐨𝐨𝐬𝐞𝐧𝐢𝐧𝐠. 𝐒𝐭𝐚𝐭𝐞𝐬 𝐚𝐫𝐞 𝐬𝐭𝐞𝐩𝐩𝐢𝐧𝐠 𝐮𝐩. With the CFPB scaling back, consumer protection is shifting to states like California, New York, Massachusetts and Colorado. This means more patchwork rules, more state-level AG lawsuits and more complexity for any lender, agency, or debt buyer operating across borders. Smart teams are doubling down on compliance automation, audit readiness and real-time monitoring (state by state). The next few years will test who’s truly resilient when federal guardrails fade. 👉 Read how this shift is unfolding and what it means for your teams: https://bit.ly/44KXPXy

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At Nymbus, we value innovation that removes friction, not add to it. This partnership with Allen Osgood and Eisen will simplify processes and help our clients focus on what matters most: delivering exceptional experiences to the banking industry. This isn’t just about technology — it’s about confidence in navigating a challenging landscape with tools and expertise that make it easier, faster, and smarter. #NewStartsNow

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When PYMNTS asked Entersekt's co-founder and Chief Strategy Officer, Dewald Nolte, for his word of the year, he was quick to respond: 📢 “Context,” adding “If you’re only looking at your little silo, that’s not good enough anymore.” Hear why context has become so much more than an analytical enhancement—but a competitive necessity—in payments security 👉 https://gag.gl/7S8gJM

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Wade Arnold, CEO of Moov, is one of the founders helping shape Colorado’s next fintech era. In a recent podcast, Wade shares how Moov is rebuilding the payment stack from first principles — starting with open source, scaling into full-stack infrastructure, and keeping developer trust at the core. From raising capital to navigating legacy systems, this conversation offers a clear look at what it takes to build lasting companies in complex industries. Listen to the full episode: https://lnkd.in/gke7NiNk #fintech #scaleups #payments #founderjourney #coloradotech

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I've been thinking about what's missing from the agent payment infrastructure we're all building toward. ERC-8004 launched last month, adding the discovery and trust layer on top of Google's A2A protocol. But there's a compliance gap that could slow enterprise adoption considerably. In my latest article, I explore why we need an Ownership Registry—and why building it now matters more than waiting for regulators to force our hand. The core insight: we can meet KYC/KYB requirements without exposing sensitive data on-chain. Cryptographic proofs give us verification without sacrificing privacy. Agent-to-agent payments are moving from concept to infrastructure. The question is whether we build the compliance layer proactively or reactively.

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This journey has been a wild ride. I’ve enjoyed every minute of it. The hard work is appreciated so much more when you see results. Lending in the Credit Union world is fragmented. It’s difficult to navigate and is usually pieced together by many, many systems. We built Algebrik One™ to answer that.  Today, we’re thrilled to welcome another forward-thinking credit union into the Algebrik AI network, United Financial Credit Union— one that’s adopting our full lending origination suite, from: 🔷 Digital Account Opening 🔷 LOS (Lender’s Cockpit) 🔷 Omnichannel POS 🔷 AI Decision Engine 🔷 Portfolio Analytics What they get: ✅ 90% drop in abandonment ✅ Same-day funding ✅ Built-in compliance ✅ Decisions in under 5 minutes ✅ A member experience that feels like magic (not middleware) Don’t just settle with vendors having the upper hand. Don’t just settle with unfulfilled change requests. Don’t just settle for work arounds and manual procedures. I guess what I’m trying to say is, Don’t Just Settle. Read the full announcement here: https://lnkd.in/gMUhJ7R3 Barbara Appold Sarah Vasey Pankaj Jain Andrea Silvers Jennifer Hernandez, CUDE Tarun Kaneria Prateek Samantaray Mukesh Mhatre #DontJustSettle #CreditUnions #LendingTechnology #LoanOrigination #Digital #Fintech

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